Dental insurance
How Dental Insurance Works
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Premiums, Deductibles, and Co-Pays
When it comes to insurance, we actually need to understand three things: premiums, deductibles, and co-payments. Premiums are like the monthly mobile phone bills we pay, and they must be paid regularly so that the insurance can remain valid.
Deductibles mean that if something happens, the insurance company will not reimburse you in full, and you have to pay some money yourself first, which is called the deductible.
Co-payments mean that every time you go to the doctor or do something, you have to pay a part of the money, which may be fixed or proportional. Unlike deductibles, co-payments are the part you have to pay after the insurance company starts to pay for you. Understanding these three concepts will help you know how much you should pay for insurance.
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Tips For Getting Free Dental Work
1. Be prepared to provide documentation of your income and place of residence.
Many free dental clinics require patients to provide proof of income and residence in order to qualify for services.
2. Call ahead to schedule an appointment.
Most free dental clinics require patients to make an appointment in advance.