Consider out-of-pocket costs

While dental insurance can help you save some money on dental visits, it won't cover all of your expenses. Sometimes you'll have to pay something out of pocket, like a deductible, or share the cost with someone else, called a copay or coinsurance.

Also, dental insurance generally won't cover procedures that are purely cosmetic. So, before buying dental insurance, you'll want to understand these additional costs so you don't have any unexpected expenses and stay within your budget.