Types of Dental Insurance

PPO: A PPO is a network organization that has a bunch of dentists in their network in which we can pay the same price to have our teeth taken care of by different dentists. You can pick one of these dentists to see, or you can pick an outside one, the difference is that if you pick an outside dentist, you may have to pay more on your own.

HMO: This organization requires you to pick a primary dentist from their network of dentists first, and if you want to go to a specialist, you usually have to get a referral from your primary dentist first, and you'll pay less on your own with this type of plan than with a PPO.

EPO: This is kind of like a PPO but if you pick an outside dentist, they won't pay for you except in an emergency.

Compensation or Fee-for-Service Plan: this plan is the most liberal. You can go to any licensed dentist and then they will reimburse you based on what the dentist you pick charges or a usual rate.